Nikhil Kamath Net Worth 2025 : Zerodha Co-Founder’s Wealth, Income & Investments

Nikhil Kamath Net Worth : Nikhil Kamath is one of India’s most talked-about fintech entrepreneurs — the co-founder of Zerodha, an outspoken investor and the force behind asset-management play True Beacon. From a school dropout and teenage trader to a billionaire investor, Kamath’s trajectory reads like a modern finance fable: risk-minded, contrarian and driven by product-first thinking that disrupted how millions of Indians trade and invest.

What makes his story compelling is that Kamath didn’t follow the classic Silicon Valley route. He began trading in his teens, co-founded small proprietary and portfolio firms, and in 2010 launched Zerodha with his brother Nithin — a brokerage built on low costs, simple UX and an obsession with customer education. That approach helped Zerodha rapidly become India’s largest retail broker and created the bulk of Kamath’s wealth.

Beyond Zerodha, Kamath is active as an investor and philanthropist — founding and backing funds and startups (Gruhas, Collective Artists Network, investments such as Nothing), and committing publicly to large-scale giving. His public presence (sharp takes on finance, frequent interviews and social posts) keeps him in the headlines — which in turn makes tracking his net worth a moving target.

Nikhil Kamath Personal life

Nikhil Kamath was born on 5 September 1986 in Shimoga (Karnataka) and raised in Bengaluru. He grew up in a family with a banking/entrepreneurial background (his father worked in banking; his mother ran an events/landscaping business) and dropped out of formal schooling after the 10th grade to pursue chess and then financial markets.

He is the younger of the Kamath brothers (Nithin is the elder and Zerodha co-founder). Kamath is known for an intense reading habit, public views on wealth and philanthropy, and a low-publicity personal life (he isn’t known for frequent media appearances about family).

Personal data

Nikhil Kamath Career and journey

Nikhil Kamath’s career began early: as a teenager he taught himself trading and derivatives, then set up Kamath Associates to manage HNI portfolios. That hands-on experience in markets — particularly derivatives and proprietary trading — shaped his approach: productize execution, automate rigour, reduce friction. Those principles turned out to be the backbone of Zerodha.

In 2010 Nikhil and Nithin launched Zerodha with a flat, low-fee brokerage model aimed at retail traders who were frustrated with high broker fees and poor tech. The company focused on a strong tech stack (Kite platform, APIs), user education (Varsity), and transparent pricing. That combination made trading accessible to a much larger cohort of Indians and allowed Zerodha to scale to millions of accounts without the sales/branch overhead of traditional brokers.

As Zerodha matured, Kamath diversified his footprint: he helped build True Beacon (a more institutional/wealth-management offering for high net-worth clients), backed consumer and tech startups through Gruhas and other vehicles, and has been an active angel/seed investor (including sizeable disclosed bets abroad). He has also been vocal about ideas for India’s financial infrastructure and prevention-first healthcare opportunities — frequently appearing in media and podcasts to share those views. These moves have transformed him from a founder-operator to a builder-investor with a portfolio of operating companies and funds.

Kamath’s public commitments to philanthropy — notably signing the Giving Pledge — and strategic investments into new financial and consumer plays signal a shift in priorities: less focus on trading-desk alpha and more on broader wealth-management, consumer tech and ecosystem building. That strategic tilt is visible in his closing and seeding of funds, backing of startups and media presence.

Also Read : Rahul Roy Net Worth 2025 : Income, Career, Biography & Latest Earnings

Nikhil Kamath Net Worth

Estimating the net worth of a private-company founder whose wealth is largely concentrated in unlisted holdings and investments is inherently approximate. Major outlets track estimates and update them with market movements, business valuations and disclosed transactions — which can produce materially different numbers. As of early-to-mid 2025, reputable trackers put Nikhil Kamath’s net worth in the low-to-mid billions of U.S. dollars range. Forbes lists a multi-billion figure (see citation below) while other trackers report slightly higher or lower numbers depending on valuations used.

Last 5 years — estimated net worth (summary table)

Notes: figures below are estimates from industry trackers and publications; INR columns use the rupee figures quoted by the sources where available (some sources report only USD and media convert using contemporaneous exchange rates). Because sources differ, treat these as sourced estimates rather than audited valuations.

Why numbers vary: differences come from whether the outlet counts combined family holdings (Nithin + Nikhil), how unlisted valuations are sized (Zerodha is private), currency conversion choices, and which disclosed investments are included. Forbes is a primary reference for widely-used billionaire estimates; many Indian publications use local INR conversions and proprietary calcs that lead to ranges.

Nikhil Kamath Net Worth by Forbes

Forbes maintains a public profile and periodic billionaire lists that update with market changes. As noted on Forbes’ profile pages and the Forbes India coverage, Kamath (and sometimes the combined Kamath family listing) has appeared in billionaire/rich lists with multi-billion USD estimates in recent years — Forbes is one of the most-cited reference points for his net worth and rankings. For the most reliable single-source snapshot use Forbes’ profile page for Nikhil Kamath (linked below).

Nikhil Kamath Business and future plan

Nikhil Kamath’s business activity today spans three broad buckets: (1) Zerodha (retail brokerage & ecosystem), (2) True Beacon (asset management / PMS for UHNI clients) and (3) investment vehicles and funds (Gruhas, consumer and tech startup funds, strategic direct investments). He has publicly said his focus is on building businesses with structural advantages (great product, distribution scale, or institutional moat) rather than short-term trading gains.

Recent moves show a clear diversification plan: large minority investments in NBFC/financial players (InCred stake), building a seed fund for consumer startups, and disclosed global tech bets (e.g., a reported $21M investment into Nothing). These are intended to (a) capture value outside brokerage margins, (b) build long-term portfolio income, and (c) back founders and consumer brands that can scale. Expect more VC/PE-style allocations, strategic minority stakes and possibly structured exits or IPOs from portfolio companies in the coming years.

Also Read : Raj Nidimoru Net Worth 2025 : Income, Career, Biography & Latest Earnings Report

Nikhil Kamath Business snapshot & near-term plans

Nikhil Kamath Car collection

Public coverage and lifestyle pieces list a handful of luxury cars associated with the Kamath family. Media coverage has also highlighted the brothers gifting a Mercedes GLS to their mother — an item that made headlines for its sentimental and public PR value. Keep in mind that precise, auditable lists of privately held vehicles are rarely public and media reports can differ.

Reported cars & price estimates

Details: coverage suggests the Kamaths keep premium, comfortable vehicles consistent with their lifestyle and public profile. The Mercedes GLS gifted to their mother was covered widely as a human-interest piece: the gesture underscored family values in media narratives. If you need a fully verified, up-to-the-minute list, a targeted lifestyle/profile story or interviews would be the next source to consult.

Nikhil Kamath Watch collection

There are some media and fan pages that list luxury watches tied to high-net-worth entrepreneurs in India, but Nikhil Kamath does not frequently publicize an exhaustive watch collection. Because watch ownership is personal and often not formally disclosed, media lists can be fragmentary. Below is a table of watches that have been attributed to high-profile Indian entrepreneurs in public images; use it as indicative rather than exhaustive.

Also Read : Ram Charan Net Worth : Income, Early Life, Luxury Lifestyle, and Business Ventures

Nikhil Kamath Social media

Nikhil Kamath has an active social presence — he uses platforms for thought leadership, product announcements and investment news. Below are follower tallies from his official or widely used profiles (figures are rounded and change frequently; cite profiles for live numbers).

Followers by platform

Note: social follower counts fluctuate daily — for SEO/social proof in a published piece you should capture the follower counts at the moment of publication and cite the platform links. The handles above are the main public channels where Kamath shares opinions and announcements.

Nikhil Kamath Share Market Portfolio

Nikhil Kamath, co-founder of Zerodha, invests through Kamath Associates and other private vehicles. His portfolio includes listed stocks, unlisted companies, and startup investments.
He focuses on renewable energy, gaming, liquor, finance, and consumer brands, along with selective pre-IPO bets.

Here’s a single table summarizing a selection of known investments / share-market / portfolio holdings of Nikhil Kamath (public & private), based on recent disclosures and media reports:

Nikhil Kamath Net Worth FAQ